Solve end of year challenges with fast access to funds
- Flexible solutions up to $500K to suit your business needs
- Simple application and funding possible in hours
- No asset security required upfront to access Prospa funding up to $150K

3 in 5 small business have seen an increase in supply chain costs

Managing cash flow

Staffing challenges

Managing stock levels
Already a Prospa customer?
Already a Prospa customer?
We know you, so it's quicker and easier to apply for funding when you log in to your Prospa account.
Log in to apply.
We know you, so it's quicker and easier to apply for funding when you log in to your Prospa account.
Log in to apply.

Business Line of Credit
- Renewable 24 month term
- Apply in 10 minutes with minimal paperwork
- No upfront security required to access up to $150K in Prospa funding

Small Business Loan
- Fast decision with funding possible in hours
- Fixed repayments to help with budgeting
- No upfront security required to access up to $150K in Prospa funding

Customers making it happen with a Prospa loan
Read customer storiesEasy application
Apply online in under 10 minutes with minimal paperwork.
Flexible terms
We offer repayment terms of 3 - 36 months, with the freedom to pay out your loan early and save on interest
Custom pricing
Our rate is determined by how much you're borrowing, the size of your business and credit score.
*RFI NZ SME Banking Council - prepared for Prospa, May 2023.