Business Loan Interest Rates

We are Prospa, the small business lending specialist. As Australia’s #1 online lender to small businesses we provide flexible business loan interest rates and terms to help your company grow and succeed. Our business loan interest rates and terms are designed to work with you and your business. Unlike the big lenders, we invest in your company’s growth providing a client-focused approach that has helped us maintain a 9.8 TrustScore.

By providing business loan interest rates and processes which help our clients to achieve their goals and outcomes, Prospa has provided over $1.05 billion (A$1 billion) to over 19,000 businesses.

How do you plan to improve your business? What can we help you achieve?

  • Business renovations
  • Purchasing new or updated equipment/software
  • Improving infrastructure
  • Expanding your stock levels/range
  • Purchasing new capital
  • Much more

With Prospa you can borrow anything between $5,000 and $150,000 across loan terms from 3 to 24 months. No asset security is required for you to access up to $100,000. Provided that you follow your loan obligations, we will not need to secure your business loan of up to $100,000.

We offer cash flow friendly repayment terms ensuring that the funds you have borrowed to grow your business help to keep it expanding.

Our application process takes just 10 minutes and will usually provide you with your approval within the hour. There is no unnecessary paperwork. No tedious back and forth. You can apply online and receive the funds you need to grow and expand your business in next to no time.