About Us

Introducing New Zealand to Australia’s #1 online small business lender

About Us

Introducing New Zealand to Australia’s #1 online small business lender

We’re changing the way small business owners experience finance

We’re a small business finance specialist and the #1 online lender to small business in Australia. Since 2012, Prospa has helped thousands of small businesses to grow and take advantage of opportunities.

We’re now very excited to offer our service to New Zealand’s small business owners.

By making the loan application process faster and easier, and supporting customers with our friendly team of small business lending specialists, Prospa has created a finance solution that lets you act quickly to take full advantage of business opportunities and boost your growth.

We have funded over:

Customer satisfaction:

We’re leading the way

Small business is at the heart of everything we do. 97% of businesses in both New Zealand and Australia are classified as small, and in New Zealand these small businesses account for about 28% of the value of the economy and 29% of the workforce.

We provide finance to help manage your cash flow and seize opportunities with confidence. From hair salons buying inventory, cafes looking to do a re-fit or a tradies buying materials, Prospa’s team has supported business owners across almost every industry.

Our award-winning performance has been recognised locally and internationally, with the Telstra Best Medium Business award 2017, winner of the Deloitte TechFast 50 in 2015 and ranking #1 in Asia Pacific in the Financial Times High Growth companies for 2018. We are also ranked 31st in the world as an innovator in the finance sector by KPMG’s FinTech100.

See our full list of awards.

We take the work out of getting a business loan

Simple process

With Prospa, submit your application online in under ten minutes. Simple!

Faster decisions

Same-day approval, funding possible in 24 hours.

We’re available

Our friendly team of small business lending experts is available to help.