About Us

Prospa is New Zealand’s
small business lending specialist

By making the loan application process faster and easier, we’ve helped thousands of small businesses grow and take advantage of opportunities with support from our friendly team of Business Lending Specialists.

Choice

Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours

Support

Talk to real people. Business Lending Specialists who are focused on getting you what you need, sooner.

Confidence

Thousands of small businesses
have borrowed from Prospa.
You could benefit too.

Apply now

We’re leading the way

Small business is at the heart of everything we do. 97% of businesses in both New Zealand and Australia are classified as small, and in New Zealand these small businesses account for about 28% of the value of the economy and 29% of the workforce.

We provide finance to help manage your cash flow and seize opportunities with confidence. From hair salons buying inventory, cafes looking to do a re-fit or a tradies buying materials, Prospa’s team has supported business owners across almost every industry.

Our award-winning performance has been recognised locally and internationally, with the Telstra Best Medium Business award 2017, winner of the Deloitte TechFast 50 in 2015 and ranking #1 in Asia Pacific in the Financial Times High Growth companies for 2018. We are also ranked 31st in the world as an innovator in the finance sector by KPMG’s FinTech100.

See our full list of awards