The Prospa Blog
How to minimise risk on your next business loan
Taking on a business loan is a big step for Kiwi owners. Our guide offers a practical framework to minimise risk, covering cash flow forecasting and how to avoid common pitfalls.
Your 2025 checklist for a fast business loan approval in NZ
Don't let a slow loan approval delay your plans. Our 2025 NZ checklist shows you exactly what you need to prepare for a fast decision.
What is the real cost of a small business loan? Fees, interest and charges explained
This guide breaks down all the fees and charges beyond the interest rate so you can understand the total cost of a business loan in NZ.
What is a business line of credit?
We explain what a business line of credit is and how they can help small businesses bridge cash flow gaps, quiet periods, or stock purchases.
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Tapping into resilience: How Hydra Plumbing built a dream business
After losing everything in the Christchurch earthquakes, Michael and Phyllis Brown rebuilt their lives – and a booming shower and bathroom fittings business – with creativity, intuition and Prospa.
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Paul Powney
RW Design
Rachel Horan, Robin White
Corcoran Smith Financial
Sam Corcoran, Torrone Smith
Inside Prospa
Keep up to date with the latest news and happenings from inside Prospa, including the most recent product updates, feature improvements and strategic insights from our team of small business lending experts.
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