Loan Calculator

Explore the flexibility of a Prospa business loan

When you own a small business, trust is important – especially when it comes to relationships. So when you’re looking for a business loan to help with a purchase or cash flow, it’s important to choose a provider that helps you feel comfortable and informed.
Small business loan calculators tend to use average interest rates and loan terms to calculate loan repayments, which may or may not be realistic. At Prospa, we understand that all businesses are different, and business loan interest rates can vary due to a number of factors such as industry, years in business, cash flow and creditworthiness.

Rather than trying to provide you a standardised business loan quote, we would love the opportunity to get to know you and your business so we can provide you with an accurate business loan quote based on your unique situation and needs. In fact, Prospa can offer lower interest rates and better terms to applicants with the strongest cash flows, business experience and credit ratings.

Get started by filling out our free, no-obligation loan application form below – and we’ll be in touch shortly.


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Why Prospa?

No more compromising or missed opportunities with Prospa by your side. Access funds for growth and cash flow support in a fraction of the time and without all the fuss. It’s just what we do.

We’re New Zealand’s small business lending specialist.

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Talk to a business lending specialist

Talk to a business lending specialist

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Awards, thanks to your support

It's nice to know we're doing something right

Year Award Category
2023 FINNIES Fintech Australia Awards Winner, Excellence in Business Lending
2023 LinkedIn Talent Awards Winner, Best Employer Brand
2021 FinanceAsia Achievement Awards Winner, Most Innovative Deal
2022 New Zealand Mortgage Awards Excellence Awardee, Best Non-Bank BDM
2022 New Zealand Mortgage Awards Excellence Awardee, NZ Non-Bank of the Year

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