Small Business Loans

Grow your business with a Prospa small business loan

Apply Now

Small Business Loans

Grow your business with a Prospa small business loan

Apply Now

Business loans without painful paperwork or waiting in queues

Apply in 10 minutes

Simple application process.
Get started online.

Same-day approval

Apply today and receive a decision within hours.

Funding possible in 24 hours

Fast, easy access to the funds you need.

The Prospa Small Business Loan

Business loans from $5,000 to $300,000

Terms from 3-24 months

Cash flow friendly repayments

Fast decision and funding possible in 24 hours

Application takes just ten minutes

Dedicated customer support

Flexible loans for your business

Retail

Hospitality

Professional Services

Health Practice

Wholesaler

Trades

Hair & Beauty

Franchise

Not sure? Give us a call us on 0800 005 797 and speak to a member of our friendly team on who can help you customise a proposal and answer any questions.

“We found the whole process very straightforward, and the staff were amazing to deal with. I’ve recommended Prospa to others … to let them know that there is someone that makes things easy.”

Alex Grant
Baker & Son, Auckland

Watch Video

“We found the whole process very straightforward, and the staff were amazing to deal with. I’ve recommended Prospa to others … to let them know that there is someone that makes things easy.”

Alex Grant
Baker & Son, Auckland

Watch Video

Ways to apply

Apply online

The online application only takes 10 minutes.

Give us a call

Speak to one of our friendly staff on 0800 005 797.

Live chat with us

You’ll be connected to a real person. We promise.