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Ongoing access to cash, for example to manage seasonal fluctuations, cover supplier invoices, manage late paying customers and more.
Quick access to a lump sum of cash to cover larger costs such as unexpected expenses, upgrading facilities or equipment, or purchasing stock upfront.
A larger lump sum of cash to cover bigger expenses such as moving or opening a second location, renovating premises, investing in bulk stock purchases, upgrading work vehicles and more.
Ongoing access to cash, for example to manage seasonal fluctuations, cover supplier invoices, manage late paying customers and more.
Quick access to a lump sum of cash to cover larger costs such as unexpected expenses, upgrading facilities or equipment, or purchasing stock upfront.
A larger lump sum of cash to cover bigger expenses such as moving or opening a second location, renovating premises, investing in bulk stock purchases, upgrading work vehicles and more.
Eligibility
Minimum trading history applies
Over $6K monthly turnover
Active NZBN and valid driver’s licence
Good credit history
Minimum trading history applies
Over $6K monthly turnover
Active NZBN and valid driver’s licence
Good credit history
Minimum $700K annual turnover
3 years trading history
Business financials for loans above $150K may be required
Active NZBN and valid driver’s licence
Good credit history
Minimum trading history applies
Over $6K monthly turnover
Active NZBN and valid driver’s licence
Good credit history
Minimum trading history applies
Over $6K monthly turnover
Active NZBN and valid driver’s licence
Good credit history
Minimum $700K annual turnover
3 years trading history
Business financials for loans above $150K may be required
Active NZBN and valid driver’s licence
Good credit history
Asset security
No property security required upfront for up to $150K
For access to Prospa funding above $150K, we will register security over the business assets on the government’s Personal Property Security Registry (PPSR).
No property security required upfront for up to $150K
For access to Prospa funding above $150K, we will register security over the business assets on the government’s Personal Property Security Registry (PPSR).
No property security required upfront for up to $150K
For access to Prospa funding above $150K, we will register security over the business assets on the government’s Personal Property Security Registry (PPSR).
No property security required upfront for up to $150K
For access to Prospa funding above $150K, we will register security over the business assets on the government’s Personal Property Security Registry (PPSR).
No property security required upfront for up to $150K
For access to Prospa funding above $150K, we will register security over the business assets on the government’s Personal Property Security Registry (PPSR).
No property security required upfront for up to $150K
For access to Prospa funding above $150K, we will register security over the business assets on the government’s Personal Property Security Registry (PPSR).