Beat 2020

with no repayments on business loans for the first 8 weeks

  • Loan terms up to 24 months
  • Fixed daily or weekly repayments
  • Fast decision and funding possible in 24 hours

Apply now Talk to a specialist

Things you should know

Get back to business with Prospa

Do you need funds to take up an opportunity or to get business moving again? Talk to Prospa about a loan of up to $300,000 with fast application and decision, and funding possible in 24 hours.

Plus, for a limited time, our business loans come with the option of no repayments for the first 8 weeks. If you choose this offer, your loan term will be extended by 8 weeks and interest will accrue from the settlement date to the end of the term.

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Quick

Never miss an opportunity with funding possible
in 24 hours.

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Uncomplicated

Fixed repayments so you can focus on growing your business.

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Real

A team of Business Lending Specialists available however it suits you.

Why Prospa? It’s today’s way to borrow.

No more missing opportunities or scraping through, Prospa can help you access funds for growth opportunities and cash flow support in a fraction of the time and without all the fuss.

We’re New Zealand's small business lending specialist.

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Check if you qualify

If your monthly turnover is more than $6,000 and you have over 12 months trading history, you’re ready to go.

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Apply in 10 minutes

You need a valid driver licence and details about your business (plus business financials for loans over $150,000)

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Get on with business

With funding possible in 24 hours and no repayments for the first 8 weeks.

Get started with a
Prospa Small Business Loan

Leave your details below and one of our Business Lending Specialists will get in touch to discuss how a Prospa Small Business Loan could help keep your business moving.


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We take the work out of getting a business loan

At Prospa, we want to help you keep your business moving. Unlike traditional lenders, our entire process makes getting a small business loan easy – so you spend less time applying, and more time realising your dreams.

Learn More

THINGS YOU SHOULD KNOW

8 week no repayment period offer available to new and existing approved customers on a new or refinanced Prospa Small Business Loan approved and settled between 1 October 2020 and 30 November 2020 (inclusive). There will be an initial 8 week no repayment period during which interest will accrue but no repayments will be required. Total loan repayment term will be extended by the time equal to the no repayment period (8 weeks) and interest will accrue from the loan settlement date until the end of the term. At the end of the 8 week no repayment period, regular fixed daily or weekly repayments will commence comprising of principal and interest. The interest that accrued on the loan during the no repayment period is capitalised and included in the total interest expense and forms part of the regular fixed daily or weekly repayments due on each payment date following the end of the no repayment period. Offer only available to businesses established and operating in New Zealand. Offer not available in conjunction with any other Prospa offer. Offer may be withdrawn without notice. Standard credit approval criteria, fees, terms and conditions apply. FSP663891.