Our business loans range from $5,000 to $100,000 and no security is required to access the funds. Terms are between 3 and 24 months and we customise daily or weekly repayments to suit your cash flow. Loans can be used for any business purpose and we lend to almost every industry in New Zealand.

Talk to us

Join the thousands of small businesses that have received business loans from Prospa. Simply submit your application online or call us on 0800 005 797. One of our friendly team will work with you to customise a proposal and answer your questions.

Fast decisions

Once your loan is approved, funding is possible in 24 hours. There is no cost to apply, no obligation to proceed and no hidden fees. There is also no compounding interest – so you know the total amount due from the minute you commence the loan.

We care about small business

We’re passionate about helping small business owners access the money they need to grow or manage their cash flow. Our founders were small business owners themselves and know the difficulties of running a small business.

We know our stuff

Prospa is the leading online lender in Australia, and we have already provided over $800m (A$750m) in business loans to over 15,000 customers. We are a Telstra Best Medium Business Award winner and ranked as the fastest growing company in Asia Pacific in the FT1000. We also have an Australian Credit Licence, which means we operate under ASIC regulations.

Quality partners

We have a network of over 7,000 partners who help us provide online business loans; as well as brokers, accountants and franchisors around Australia.

Take the next step

There is no cost to apply for our business loans, so why not find out whether you qualify now?

Call 0800 005 797 or get started online today.