Today’s way
to borrow

A faster, easier approach
to business loans.

Get Started

Today’s way
to borrow

A faster, easier approach
to business loans.

Get Started

The way business lending should be

You need funds? We’ve got funds. And we could set you up with a Prospa Small Business Loan in as little as 24 hours.

Apply for between $5,000 and $300,000 to cover business opportunities, growth or for cash flow support. You’ll love the straightforward application process, quick decision and repayments tailored to your cash flow.

It’s today’s way to borrow.

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Quick

Never miss an opportunity with funding possible
in 24 hours.

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Uncomplicated

Fixed repayments so you can focus on growing your business.

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Real

A team of Business Lending Specialists available however it suits you.

Why Prospa? It’s today’s way to borrow.

No more missing opportunities or scraping through, Prospa can help you access funds for growth opportunities and cash flow support in a fraction of the time and without all the fuss.

We’re New Zealand's small business lending specialist.

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Check if you qualify

If your monthly turnover is more than $6,000 and you have over 6 months trading history, you’re ready to go.

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Apply in 10 minutes

You need a valid driver licence and details about your business (plus business financials for loans over $150,000)

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Get on with business

With funding possible in 24 hours and fixed repayments you can focus on what’s next for your business.

Get started with a
Prospa Small Business Loan

Leave your details below and one of our Business Lending Specialists will get in touch to discuss how a Prospa Small Business Loan could help your business thrive.


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We take the work out of getting a business loan

At Prospa, we want to help you keep your business moving. Unlike traditional lenders, our entire process makes getting a small business loan easy – so you spend less time applying, and more time realising your dreams.

Learn More

1 4 week no repayment offer available to new and existing approved customers on a new or refinanced Prospa Small Business Loan settled between 11 February and 31 March 2020 (inclusive). No loan repayments required for the first 4 weeks from the eligible loan settlement date. Total loan repayment term will be extended by the time equal to the loan repayment deferral period (4 weeks) and interest will accrue from the loan settlement date until the end of the term. Offer only available to customers who provide connected electronic bank statements. Offer only available to businesses established and operating in New Zealand. Offer not available in conjunction with any other Prospa offer. Offer may be withdrawn without notice. Standard credit approval criteria, fees, terms and conditions apply. FSP663891.