2021 is yours
for the taking

With flexible repayment options on business loans
and funding possible in 24 hours

Apply now Talk to a specialist

Make 2021 your best year yet

Innovation, ingenuity and determination kept you going through 2020
– now it’s time to make 2021 your best year yet. You’ve got this.

If your business has been trading for at least 6 months, you can apply for a Prospa Small Business Loan to keep your business moving. Our customers enjoy flexible repayment options and the support of lending specialists who truly get to know their business.

Card image cap


Hassle-free application
for up to $300K with funding possible in 24 hours.

Card image cap


Business-friendly daily
or weekly repayments with early payback discount.

Card image cap


A team of Business Lending Specialists who get to you know you and your business.

Why Prospa? It’s today’s way to borrow.

No more missing opportunities or scraping through, Prospa can help you access funds for growth opportunities and cash flow support in a fraction of the time and without all the fuss.

We’re New Zealand's small business lending specialist.

Card image cap

Check if you qualify

If your monthly turnover is more than $6,000 and you have over 6 months trading history, you’re ready to go.

Card image cap

Apply in 10 minutes

You need a valid driver licence and details about your business (plus business financials for loans over $150,000)

Card image cap

Get on with business

With funding possible in 24 hours and no repayments for the first 8 weeks.

Get started with a
Prospa Small Business Loan

Leave your details below and one of our Business Lending Specialists will get in touch to discuss how a Prospa Small Business Loan could help keep your business moving.

Your details are protected

We take the work out of getting a business loan

At Prospa, we want to help you keep your business moving. Unlike traditional lenders, our entire process makes getting a small business loan easy – so you spend less time applying, and more time realising your dreams.

Learn More