Finance

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NZ SBL vs LOC

04 July 2022 | 3 min read

Infographic: Line of credit vs small business loan

Business loans and lines of credit offer different advantages to small business owners looking to invest in growth or cover cash flow gaps. Here’s the rundown.

LOC

14 June 2022 | 2 min read

How a line of credit could benefit your business

How a line of credit can provide your business with access to funds whenever you need them.

What is LOC NZ

06 June 2022 | 3 min read

What is a business line of credit?

We explain what a business line of credit is and how they can help small businesses bridge cash flow gaps, quiet periods, or stock purchases.

NZ tax time

22 February 2022 | 4 min read

6 steps for EOFY success

The end of the tax year can be a stressful time for small businesses, but with a bit of preparation and strategy you can maximise its potential.

Home office expenses

15 February 2022 | 5 min read

A simple guide to calculating tax deductions for home office expenses

Small business owners may be able to claim tax deductions for the costs of working from home. Here’s a quick guide to what can be claimed and how claims are calculated.

6 finance types

29 July 2021 | 3 min read

6 different types of business finance

While there are plenty of funding options to finance your small business, how do you know which one is right for you? We unpack lending options for small businesses to help you make the right choice.

Chasing unpaid invoices - Prospa NZ

18 March 2021 | 4 min read

Four ways to chase payments without losing relationships

Find out how small business owners are balancing the tricky task of chasing payments for EOFY with maintaining relationships when times are tough.

5 EOFY mistakes to avoid | Prospa NZ

10 February 2021 | 4 min read

5 EOFY tax mistakes to avoid

We know the EOFY can be a headache for small business owners, so we've asked some experts to share some common EOFY mistakes to avoid.

Out with the old NZ

08 February 2021 | 2 min read

Business finance: The old ways of borrowing vs today

The old ways of borrowing are fading in popularity as more small businesses embrace new approaches to obtaining business finance. Here’s what has changed.

Your EOFY 2020-21 small business checklist

29 January 2021 | 2 min read

Your EOFY 2020-21 small business checklist

With EOFY just around the corner, we've rounded up some of the important changes, tips and dates New Zealand small business owners should consider.

A small business’s EOY guide | Prospa NZ

10 November 2020 | 2 min read

Infographic: A small business end of year prep list

The end of year period is inching closer. Here are some simple business and hiring tips to help you prepare for a potential increase in foot traffic.

Understanding your business’s financial commitments | Prospa NZ

10 March 2020 | 3 min read

Understanding your level of financial commitment

If you can’t measure it, you can’t manage it. Here’s why understanding your financial commitments can make or break you in small business.