Small Business Grants

Business support to help your business go and grow

Whether you’ve started a new business or purchased an established business, chances are as a small business owner you could use a bit of encouragement and support to build skills and confidence. Fortunately there’s plenty on offer for New Zealand small businesses – everything from business start-up grants, grants for research and development, business mentor networks, help with business planning, and business training and advice.

Small business lending specialist, Prospa also offers small business loans up to $500,000 with daily or weekly repayments that tie in with cash flow cycle. They are designed to help existing businesses jump on opportunities to grow or to cover cash flow fluctuations.

Business loans that support small business growth

No more compromising or missed opportunities with Prospa by your side. Access funds for growth and cash flow support in a fraction of the time and without all the fuss. It’s just what we do.

We’re New Zealand’s small business lending specialist.

Card image cap


Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours

Card image cap


Talk to real people. Business Lending Specialists who are focused on getting you what you need, sooner.

Card image cap


Thousands of small businesses
have borrowed from Prospa.
You could benefit too.

Where to go for small business grants

Whether you’re a start up business or an experienced business owner, you can sign up for free with your local Regional Business Partner Network (there are 14 of them in NZ). The local business advisers are your first port of call for advice and support on small business grants.

Your Regional Business Partner Network:

offers tools & information

  provides knowledge & skill-building

  links you to business networks

  connects you to business advisors

  advises on other assistance options

FAQs about small business grants in NZ

Can you get a grant for a small business?

The New Zealand government and other bodies have a few grants and funding schemes for small businesses and start ups. You need to join a Regional Business Partner Network to get started. If you’re eligible, you might have to match any funding you get. Your Regional Business Partner will help you find suitable grants.


Can you get a government grant to start a business?

Yes. For those with fresh business ideas, there is a range of support available to new businesses and start up businesses in New Zealand including small business grants that focus on upskilling, advice, networking and business mentoring. Find out more.


What grants are available for small businesses?

Below is a list of some of the business support available to small businesses in New Zealand – including small business grants.

Business Training and Advice Grant is from the NZ Government and helps people on government assistance access an expert to help with business skills training, developing a business plan, and advice before and during small business start up. Find out more.

Access to Expert from New Zealand Government agency Callaghan Innovation, helps start up business owners connect with the right advisor, partner, business mentor or technology provider for them. Find out more.

Capability Development Vouchers from the New Zealand Trade & Enterprise (NZTE) and can be used to co-fund up to 50% of capability development training in business planning, capital raising, exporting, intellectual property and more. Find out more.

Flexi-Wage Subsidy helps small businesses hire and train someone on benefits as an employee. If you are self-employed you may also be eligible. Find out more.

Energy Management Support from the Energy Efficiency and Conservation Authority (EECA) helps you invest in energy efficiency and cut costs in product manufacturing processes.

While Prospa doesn’t provide grants for small businesses, you can talk to us about a small business loan for business growth or to support working capital. We offer loans of up to $500,000 with funding possible in 24-48 hours. Find out more.


Are there small business grants for Research and Development?

NZ Government agency Callaghan Innovation administers a range of R&D grants in New Zealand to support NZ businesses to improve innovation and competitiveness in products and processes. Find out more.

  • Getting Started Grant is designed help launch R&D activities to create a competitive edge or navigate through R&D roadblocks with access to technical expertise.
  • Project Grants help build R&D expertise by pushing the boundaries to uncover new scientific or technical knowledge and understanding.
  • Growth Grants are designed to help you scale your R&D investment to increase impact and maximise return by pushing the constraints of traditional R&D grant criteria.
  • Students Grants help support both businesses and students in R&D.

Talk to an expert today

If you’re ready to understand your borrowing options get started here, or call us at 0800 005 797 and a business lending specialist will help you with any questions.