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Inside Prospa

Product updates, news and insights from the Prospa team.
For all media enquiries: [email protected]

Announcements
Insights
News
People
Community
Awards

Announcements

Prospa launches first SME lending app in New Zealand

Demand for funding grows, Prospa hits $500 million in originations locally

Check it out

2023 Prospa Local Business Hero named

13 June 2023

Awards

Prospa named Best Employer Brand Winner  

01 May 2023

Insights

Insights from the New Zealand SME Banking Council

28 March 2023

Announcements
Community

Support is available for businesses affected by weather events

28 February 2023

Community

Nominate your 2023 Prospa Local Business Hero

24 February 2023

Announcements

Prospa delivers strong top-line growth despite changing economic conditions

24 February 2023

2023 Prospa Local Business Hero named

13 June 2023

Awards

Prospa named Best Employer Brand Winner  

01 May 2023

Insights

Insights from the New Zealand SME Banking Council

28 March 2023

Announcements
Community

Support is available for businesses affected by weather events

28 February 2023

Community

Nominate your 2023 Prospa Local Business Hero

24 February 2023

Announcements

Prospa delivers strong top-line growth despite changing economic conditions

24 February 2023

Most recent

All ³⁰
Announcements ⁹
Insights ⁷
News ⁶
People ⁵
Community ²
Awards ¹

01 Nov 2023

Announcements

Prospa launches first SME lending app in New Zealand

01 Nov 2023

13 Jun 2023

2023 Prospa Local Business Hero named

13 Jun 2023

01 May 2023

Awards

Prospa named Best Employer Brand Winner  

01 May 2023

28 Mar 2023

Insights

Insights from the New Zealand SME Banking Council

28 Mar 2023

28 Feb 2023

Announcements
Community

Support is available for businesses affected by weather events

28 Feb 2023

24 Feb 2023

Community

Nominate your 2023 Prospa Local Business Hero

24 Feb 2023

Prospa solutions

Prospa
Small Business Loan

Quick access $5K - $150K

Learn more

Prospa
Business Loan Plus

Larger loans $100K - $500K

Learn more

Prospa
Line of Credit

Ongoing access to funds up to $150K

Learn more

Get started

Which product are you interested in?

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Small business lending  to match your business needs

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A business transaction account to help you manage cash flow

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Prospa Business Line of Credit
Prospa Small Business Loan
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Select Product #2

Prospa Business Line of Credit
Prospa Small Business Loan
Prospa Business Loan Plus

Best for when you need

Ongoing access to cash, for example to manage seasonal fluctuations, cover supplier invoices, manage late paying customers and more.

Quick access to a lump sum of cash to cover larger costs such as unexpected expenses, upgrading facilities or equipment, or purchasing stock upfront.

A larger lump sum of cash to cover bigger expenses such as moving or opening a second location, renovating premises, investing in bulk stock purchases, upgrading work vehicles and more.

Ongoing access to cash, for example to manage seasonal fluctuations, cover supplier invoices, manage late paying customers and more.

Quick access to a lump sum of cash to cover larger costs such as unexpected expenses, upgrading facilities or equipment, or purchasing stock upfront.

A larger lump sum of cash to cover bigger expenses such as moving or opening a second location, renovating premises, investing in bulk stock purchases, upgrading work vehicles and more.

Eligibility

Minimum trading history applies
Over $6K monthly turnover
Active NZBN and valid driver’s licence
Good credit history

Minimum trading history applies
Over $6K monthly turnover
Active NZBN and valid driver’s licence
Good credit history

Minimum $700K annual turnover
3 years trading history
Business financials for loans above $150K may be required
Active NZBN and valid driver’s licence
Good credit history

Minimum trading history applies
Over $6K monthly turnover
Active NZBN and valid driver’s licence
Good credit history

Minimum trading history applies
Over $6K monthly turnover
Active NZBN and valid driver’s licence
Good credit history

Minimum $700K annual turnover
3 years trading history
Business financials for loans above $150K may be required
Active NZBN and valid driver’s licence
Good credit history

Asset security