Hospitality

Infographic: Line of credit vs small business loan

04 July 2022 | 3 min read

Business loans and lines of credit offer different advantages to small business owners looking to invest in growth or cover cash flow gaps. Here’s the rundown.

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How to make the most of access to credit

28 June 2022 | 4 min read

The different types of business credit, how access to credit can support business, and an expert’s techniques to manage debt wisely.

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How a line of credit could benefit your business

14 June 2022 | 2 min read

How a line of credit can provide your business with access to funds whenever you need them.

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What is a business line of credit?

06 June 2022 | 3 min read

We explain what a business line of credit is and how they can help small businesses bridge cash flow gaps, quiet periods, or stock purchases.

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3 things to consider before dipping into your personal savings

31 May 2022 | 4 min read

38% of small business owners plan to use personal savings for their businesses this year. We asked an accountant what they should consider first.

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How small businesses are responding to cash rate changes

18 May 2022 | 4 min read

We take a look at what the cash rate is, the impact of recent increases, and what businesses can do to prepare for a shift in finances.

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Meet the 2022 Prospa Local Business Hero finalists

03 May 2022 | 5 min read

Prospa Local business hero finalists share how they connect with the community & how they’re building on success into the new financial year.

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How Prospa helped the newly-wed owners of a fruit picking business to thrive

01 April 2022 | 3 min read

An extended loan helped a Kiwi business boost cashflow in the face of labour shortages due to the pandemic, with the help of Prospa Customer Success Account Manager, Matè Borovac.

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What work-related car expenses can you claim?

01 February 2022 | 7 min read

If your car is like a second office to you, then you need to know what related tax deductions you are eligible for. Here’s what you need to know.

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7 podcasts that will inspire and guide business owners in 2022

28 January 2022 | 4 min read

These small business podcasts are packed with practical tips, insights and how-to guides for digital marketing, leadership, creativity and more.

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4 ways to boost workplace wellbeing and resilience

14 January 2022 | 5 min read

A workplace wellness specialist and resilience coach shares 4 tips that don't involve gym memberships, trust falls or fruit bowls.

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Infographic: small business trends 2022

21 December 2021 | 1 min read

Walking the line between digitisation and the personal touch – for customers and employees – is a key trend for small businesses in 2022.

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