Showing articles
in "Industry: Building and trade"

01 December 2023 | 3 min read

Tools and tips for cash flow management

Managing cash flow is a priority for many small businesses, with 17% of small business owners saying cash flow and business demand are the number one concern they are facing.*  Here are two cash flow management tools you can start using straight away, plus tips for responding to dips in cash flow and encouraging long-term

09 November 2023 | 3 min read

4 apps and websites to manage cash flow

Access to a phone is all that’s required to have an accurate, real-time view of every aspect of your cash flow, from profits and unpaid bills to projected revenue.   But how can you best unlock such capabilities and manage your finances? These four digital tools are worth checking out.  1. The Prospa App The Prospa

01 November 2023 | 3 min read

What the general election means for small businesses

New Zealanders headed to the polls on 14 October and came away having elected a new government after seven years, with an outcome that might impact small businesses in taxation, regulation and business confidence. Christopher Luxon of the National Party will become the country’s next prime minister, with his party to form a government with

11 October 2023 | 4 min read

AI tips for small businesses

How using AI can help your business retain a competitive advantage, save you money and time, and boost your brand.

Man using laptop

28 September 2023 | 4 min read

Tips to improve your business’s cyber security

Cyber security incidents are on the rise for small businesses. The Computer Emergency Response Team (CERT NZ) received 8,831 reports in 2021 and that number is only expected to grow. The cost associated with those incidents was almost $9 million. As cyber resilience expert and director of Outfox Jan Thornborough explains, it’s time to make

Southbrook Hire

02 August 2023 | 4 min read

Meet the entrepreneur who rebuilt a struggling equipment hire business

Damian Wyatt has revamped equipment hire business Southbrook Hire, with the help of small business loans and a line of credit from Prospa.

Pricing Models

09 May 2023 | 4 min read

How to choose a pricing model

A quick-reference guide to small business pricing models and tips for deciding which model could suit your business.

Get paid faster

07 March 2023 | 3 min read

5 tips to get paid faster

Small business owners and financial experts share practical tips for collecting payments from clients and customers.

Prepaying expense at tax time

23 February 2023 | 3 min read

Prepaying expenses before tax time

An accountant’s tips for when to consider prepaying expenses before tax time.

Car expenses 2022

17 January 2023 | 5 min read

The ultimate guide to claiming work-related vehicle expenses

A one-stop guide to claiming vehicle expenses for business purposes.

NZ LOC Customer

30 September 2022 | 4 min read

How one business prepares for the unexpected with a Line of Credit

A Prospa Business Line of Credit gives you the control and flexibility you need to succeed. Here’s how it works.

Prospa NZ Personal Savings

14 September 2022 | 4 min read

3 things to consider before dipping into your personal savings

One in two sole traders uses personal savings to manage their cash flow – here’s what they should consider first.

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