Fast Business Loans
- Apply online in under 10 minutes
- Funding options up to $500,000
- Fast decision and funding possible in 24 hours
- No asset security required upfront to access Prospa funding up to $150,000
Fast business loans
As a client focused lender, Prospa puts the prosperity of your business first.
Our fast business loans and friendly team of lending experts have helped us maintain a 4.9/5 TrustScore with our clients.
We have already helped thousands of Australian businesses achieve their dreams by financing fast business loans. If you are looking for the right lender to help you reach the next pivotal stage in your business development, then think Prospa and apply online today.
How can Prospa help your business?
Prospa Small Business Loan
Borrow from $5K to $100K as a lump sum over a fixed term up to 36 months. Great for managing cash flow, buying stock and equipment, or covering unexpected expenses.
Prospa Business Loan Plus
Borrow from $100K to $500K as a lump sum over a fixed term of up to 36 months. Often used for funding growth, renovations and refits, or equipment purchases.
Prospa Business Line of Credit
Get ongoing access to funds up to $150K and only pay interest on the funds you use. Ideal for managing cashflow and unexpected expenses.
Quick business finance designed for NZ small businesses
As a client focused lender we won’t treat you like the big banks.
Our friendly team of Business Lending Specialists are here to answer any questions you might have and help you get the most from your small business loan. We develop cash flow friendly repayment terms ensuring we are always working with your business to help you get the most from your finance options.
Apply online today. Funding possible in 24 hours
Apply online in under 10 minutes
Get a same-day decision
Access your funds
Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours
have borrowed from Prospa.
You could benefit too.
Frequently asked questions
Prospa takes the hassle out of small business loans with a fast and easy application process. To qualify for a Prospa small business loan you need a turnover of $6K or more per month. Minimum trading history applies.
Our fast business loan online application form takes around 10 minutes to complete. You’ll need to have on hand your driver licence, NZBN, some basic details about your business (like how long you’ve been in business, your business structure and turnover) and details of your trading business bank account. If you are applying for over $150,000 we’ll also need to see a few other financial statements like your profit & loss and cash flow.
It varies from borrower to borrower. Prospa fast business loans range from $5,000 to $500,000. Plus, with Prospa’s hassle-free business-friendly loan process, minimal documentation is required to apply for small business loan amounts of up to $150,000. Get your business finance online application done in as little as 10 minutes.
Many lenders require an asset to be used as security upfront when you take out a small business loan. This could be the asset you purchase or another asset, such as property you already own. If you aren’t purchasing an asset, your loan is for working capital, you just need a quick cash injection, or would just prefer to avoid the whole ‘security’ question, talk to Prospa about our fast business loan. There’s no security required to access up to $150,000.