Need funds for business growth or cash flow support?

  • Business loans $5K to $300K
  • Fixed term up to 24 months
  • No asset security required upfront to access up to $150K
  • Fast decision and funding possible in 24 hrs

Apply now Talk to a specialist

Funds to grow and run your franchise business

Prospa is New Zealand’s small business lending specialist. We are dedicated to helping established small businesses and franchisees with hassle-free access to funding up to $300K to support growth initiatives and cash flow fluctuations.

With Prospa, application takes just 10 minutes. You’ll know where you stand right away as we provide a fast decision and funding is possible in just 24 hours to approved applicants.

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Prospa Small Business Loan

A lump sum to cover everyday business expenses and growth opportunities.

  • Loans between $5K and $300K
  • Fixed term between 3 and 24 months
  • Flexible daily or weekly repayments
  • No asset security required upfront to access Prospa funding up to $150K
  • Fast application and decision
  • Funding possible in 24 hours
  • Minimum 6 months trading to apply
  • Interest rates based on your business circumstances

Why Prospa? Because we believe in you.

No more compromising or missed opportunities with Prospa by your side. Access funds for growth and cash flow support in a fraction of the time and without all the fuss. It’s just what we do.
We’re New Zealand’s small business lending specialist.

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Check if you qualify

Is your monthly turnover more than $6,000? Been trading for over 6 months? That’s a great start!

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Apply in 10 minutes

Grab your driver licence and details about your business. Minimal paperwork to apply for up to $150,000.

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Get on with business

Delay repayments for the first 4 weeks if you wish so you can focus on what you love about your business!

Get started with a
Prospa Small Business Loan

Leave your details below and one of our Business Lending Specialists will get in touch to discuss how a Prospa Small Business Loan could help keep your business moving.


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We take the work out of getting a business loan

At Prospa, we want to help you keep your business moving. Unlike traditional lenders, our entire process makes getting a small business loan easy – so you spend less time applying, and more time realising your dreams.

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