Need funds for business growth or cash flow support?

  • Funding options up to $500K
  • Fast decision and funding possible in 24 hours
  • No asset security required upfront to access Prospa funding up to $150K

Apply Now Talk to a specialist

Funds to grow and run your franchise business

Prospa is New Zealand’s small business lending specialist. We are dedicated to helping established small businesses and franchisees with hassle-free access to funding up to $500K to support growth initiatives and cash flow fluctuations.

With Prospa, application takes just 10 minutes. You’ll know where you stand right away as we provide a fast decision and funding is possible in just 24 hours to approved applicants.

Prospa Small Business Loan

Quick access to $5K$100K to cover cash flow
and unexpected expenses.

  • Fixed term up to 24 months
  • Fast application and decision
  • Funding possible in 24 hours
  • No asset security required upfront
  • Min $5K monthly turnover and 6 months trading to apply

Prospa Plus Business Loan

Larger loans of $100K$500K to invest
in your next business growth opportunity.

  • Fixed term up to 36 months
  • Smooth application with support from a Business Lending Specialist
  • Pre-approval without credit check for loans above $250K
  • Min $700K annual turnover and 3 years trading to apply

Why Prospa? Because we believe in you.

No more compromising or missed opportunities with Prospa by your side. Access funds for growth and cash flow support in a fraction of the time and without all the fuss. It’s just what we do.
We’re New Zealand’s small business lending specialist.

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Check if you qualify

Monthly turnover more than $5K? Trading for over 6 months? You can apply for up to $100K. Want more? Ask us how

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Apply in 10 minutes

Grab your driver licence and details about your business. Minimal paperwork to apply for up to $250K. Want more? Just ask how

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Get on with business

Delay repayments for the first 4 weeks if you wish so you can focus on what you love about your business! We’ve got your back

Get started with a
Prospa Small Business Loan

Leave your details below and one of our Business Lending Specialists will get in touch to discuss how a Prospa Small Business Loan could help keep your business moving.


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We take the work out of getting a business loan

At Prospa, we want to help you keep your business moving. Unlike traditional lenders, our entire process makes getting a small business loan easy – so you spend less time applying, and more time realising your dreams.

Learn More