Limited time offer: No repayments and no interest on business loans for the first 4 weeks. T&Cs. Apply now.

Prospa Business Loans

Prospa is New Zealand's leading online lender to small business, providing fast access to funds to match your business needs. Get started today and find out what you can borrow.

  • Borrow from $5K to $500K
  • 12 – 36 month loan terms
  • Funding possible in 24 hours
  • No property security required upfront to access Prospa funding up to $150K

01

For a loan, you'll need your recent trading figures to refer to, business bank account & driver licence details.
02

Apply for a loan and you'll get a decision within a business day - often just a few hours. We'll reach out to explain the process and answer any questions you have.
03

Once your loan is approved, the fund are automatically transferred and could be in your account as soon as the next business day.

A team of Business Lending Specialists

We'll work with you to get the funds you need with same day decision and funding possible in hours.

Why Prospa?

We’re here to help make business happen with lending products designed to fund growth and support cash flow.

Flexibility

Fast application and decision, and funding possible in 24 hours on flexible options up to $500,000.

Support

A dedicated Business Lending Specialist will get to know you and your business and provide a personalised solution.

Confidence

Join thousands of Kiwi small businesses who thrive with the support of New Zealand’s small business lending specialist.

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

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Awards, thanks to your support

It’s nice to know we’re doing something right

Year Award Category
2023 FINNIES Fintech Australia Awards Winner, Excellence in Business Lending
2023 LinkedIn Talent Awards Winner, Best Employer Brand
2021 FinanceAsia Achievement Awards Winner, Most Innovative Deal
2022 New Zealand Mortgage Awards Excellence Awardee, Best Non-Bank BDM
2022 New Zealand Mortgage Awards Excellence Awardee, NZ Non-Bank of the Year

See more awards