Small business finance

Prospa Small Business Loan
- Borrow from $5K up to $100K as a lump sum over a fixed term of up to 36 months.
- Minimum $6K monthly turnover and minimum trading history to apply.
- Great for managing cash flow, buying stock and equipment, or covering unexpected expenses.

Prospa Business Loan Plus
- Borrow from $100K up to $500K as a lump sum over a fixed term of up to 36 months.
- Minimum $1 million annual turnover and 3 years trading to apply.
- Often used for funding growth, renovations and refits, or equipment purchases.

Prospa Business Line of Credit
- Get ongoing access to funds up to $150K and only pay interest on the funds you use.
- Minimum $6K monthly turnover and minimum trading history to apply.
- Ideal for managing cashflow and unexpected expenses.
Why Prospa is the big difference in small business finance.
- Retail
- Hospitality
- Professional and consultancy services
- Health practices
- Wholesalers
- Trades
- Hair & Beauty specialists
- Franchises
A loan for small businesses is available from $5,000 to $500,000 and for any loan up to $150,000 there is no security needed to access the funds, which means that if you don’t have assets then you can still prosper with Prospa. Short terms loans are available on terms from 3 to 36 months and looking out for the small business, Prospa doesn’t penalise you for early payouts and your lending specialist will ensure that repayment terms are cash flow friendly.
Start your application now with a 10 minute online form. Approval is usually received within an hour and once approved your new funds are transferred within 24 hours or the next business day. We make small business finance quick and easy.
Start your application process today with a fast and easy online application. Let us help you secure prosperity.
Why Prospa?
We’re New Zealand’s small business lending specialist.
Choice
Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours
Support
Confidence
have borrowed from Prospa.
You could benefit too.