Small Business Finance

Small business finance

We’re Prospa, the small business lending specialist. As Australia’s #1 favourite small business lender we provide small business finance to thousands of businesses. Our client-focused approach to small business finance and lending has led us to offering life-changing funds which have helped to grow and expand businesses just like yours. As an award-winning market leader, we have built and maintained a 4.9/5 TrustScore by developing strong trust with our client base who have discovered the difference between lending with the big banks and the support Prospa’s lending experts have to offer which help your business to really succeed.

Why Prospa is the big difference in small business finance.

Prospa is here to help you get the most from your small business. We have helped all sort of businesses achieve all kinds of goals from renovations and capital investments to rebranding and advertising campaigns.

  • Retail
  • Hospitality
  • Professional and consultancy services
  • Health practices
  • Wholesalers
  • Trades
  • Hair & Beauty specialists
  • Franchises

A loan for small businesses is available from $5,000 to $500,000 and for any loan up to $150,000 there is no security needed to access the funds, which means that if you don’t have assets then you can still prosper with Prospa. Short terms loans are available on terms from 3 to 36 months and looking out for the small business, Prospa doesn’t penalise you for early payouts and your lending specialist will ensure that repayment terms are cash flow friendly.

Start your application now with a 10 minute online form. Approval is usually received within an hour and once approved your new funds are transferred within 24 hours or the next business day. We make small business finance quick and easy.

Start your application process today with a fast and easy online application. Let us help you secure prosperity.

Why Prospa?

No more compromising or missed opportunities with Prospa by your side. Access funds for growth and cash flow support in a fraction of the time and without all the fuss. It’s just what we do.
We’re New Zealand’s small business lending specialist.


Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours


Talk to real people. Business Lending Specialists who are focused on getting you what you need, sooner.


Thousands of small businesses
have borrowed from Prospa.
You could benefit too.

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Customers making it happen with a Prospa loan

Read customer stories

Talk to an expert today

If you’re ready to understand your borrowing options a business lending specialist will help you with any questions.