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A woodworker in a workshop uses a compound mitre saw to cut timber on a workbench, wearing protective gloves, ear protection, and a leather apron, with tools and stacked wood visible in the background.

Manage your finances

Instant asset write-off NZ: What you can claim immediately

Does NZ have an instant asset write-off? Yes, but the rules are different to Australia. Learn how to claim immediate deductions for low-value assets.

A person in a bright yellow safety vest stands outside among trees, holding a laptop and a measuring device while speaking on a mobile phone.

Small business inspiration

Plans, permits and Prospa: How The Drawing Room is building a business with heart

Business owner writing while doing finances on laptop

Manage your finances

Asset finance: fund business equipment without high upfront costs

Find out about how asset finance works, how different structures compare, and how it helps fund business equipment or vehicles.

Most recent

All posts

Most recent

Manage your finances

Instant asset write-off NZ: What you can claim immediately

Does NZ have an instant asset write-off? Yes, but the rules are different to Australia. Learn how to claim immediate deductions for low-value assets.

Small business inspiration

Plans, permits and Prospa: How The Drawing Room is building a business with heart

Manage your finances

Asset finance: fund business equipment without high upfront costs

Find out about how asset finance works, how different structures compare, and how it helps fund business equipment or vehicles.

All posts

A simple guide to calculating tax deductions for home office expenses

15 February 2022

Manage your finances

The ultimate guide to claiming work-related vehicle expenses

17 January 2023

Manage your finances

4 tax time tips for small business owners

19 February 2024

What is a business line of credit?

We explain what a business line of credit is and how they can help small businesses bridge cash flow gaps, quiet periods, or stock purchases.

Check it out

Customer stories

Small business inspiration

Plans, permits and Prospa: How The Drawing Room is building a business with heart

Check it out

Tapping into resilience: How Hydra Plumbing built a dream business

Inside Prospa

Keep up to date with the latest news and happenings from inside Prospa, including the most recent product updates, feature improvements and strategic insights from our team of small business lending experts.

See full collection

Announcements

Prospa launches first SME lending app in New Zealand

2023 Prospa Local Business Hero named

Awards

Prospa named Best Employer Brand Winner  

Meet the mechanic driving his business to new levels of success

Manage your finances

Prepaying expenses before tax time

Manage your finances

Business tax deductions you might not know about

Manage your finances

Bookkeeper vs accountant: Which is best for small business?

Check your eligibility

Our lending specialists are available to assist you at any stage of this process.

If you’d like to speak with someone now, call 0800 005 797

Check your eligibility

Our lending specialists are available to assist you at any stage of this process.

If you’d like to speak with someone now, call 0800 005 797

Business Details

Contact information

Search by NZBN or legal trading name:

Industry ^{*required field}

How much are you looking for? ^{*required field}

Monthly revenue ^{*required field}

How will you use the funds? ^{*required field}

By clicking continue I agree with Prospa's consent information and privacy policy.

First name ^{*required field}

Last name ^{*required field}

Phone number ^{*required field}

Email address ^{*required field}

Back

By clicking submit I agree with Prospa's consent information and privacy policy.

Back

By clicking submit I agree with Prospa's consent information and privacy policy.

Thank you for your interest. Our team will review your details and get in touch if you're eligible.

Check your eligibility

Our lending specialists are available to assist you at any stage of this process.

If you’d like to speak with someone now, call 0800 005 797

Check your eligibility

Our lending specialists are available to assist you at any stage of this process.

If you’d like to speak with someone now, call 0800 005 797

Business Details

Contact information

Search by NZBN or legal trading name:

Industry ^{*required field}

How much are you looking for? ^{*required field}

Monthly revenue ^{*required field}

How will you use the funds? ^{*required field}

By clicking continue I agree with Prospa's consent information and privacy policy.

First name ^{*required field}

Last name ^{*required field}

Phone number ^{*required field}

Email address ^{*required field}

Back

By clicking submit I agree with Prospa's consent information and privacy policy.

Back

By clicking submit I agree with Prospa's consent information and privacy policy.

Thank you for your interest. Our team will review your details and get in touch if you're eligible.

Check your eligibility

Our lending specialists are available to assist you at any stage of this process.

If you’d like to speak with someone now, call 0800 005 797

Check your eligibility

Our lending specialists are available to assist you at any stage of this process.

If you’d like to speak with someone now, call 0800 005 797

Check your eligibility

Our lending specialists are available to assist you at any stage of this process.

If you’d like to speak with someone now, call 0800 005 797

Business Details

Loan Details

Personal Details

Search by NZBN or legal trading name: ^{*required field}

Industry ^{*required field}

Type of business ^{*required field}

Has your business been trading for more than 6 months? ^{*required field}

Yes

Are you the business owner or director? ^{*required field}

Yes

By clicking continue I agree with Prospa's consent information and privacy policy.

Monthly revenue ^{*required field}

How much are you looking for? ^{*required field}

How will you use the funds? ^{*required field}

Do you have tax debt? ^{*required field}

Yes

Total tax debt amount

Back

By clicking continue I agree with Prospa's consent information and privacy policy.

Back

By clicking continue I agree with Prospa's consent information and privacy policy.

First name ^{*required field}

Last name ^{*required field}

Email ^{*required field}

Phone ^{*required field}

Date of birth ^{*required field}

What is your residency status? ^{*required field}

Citizen

Permanent Resident

Neither

Back

By clicking submit I agree with Prospa's consent information and privacy policy.

Back

By clicking submit I agree with Prospa's consent information and privacy policy.

Thank you for your interest. Our team will review your details and get in touch if you're eligible.

Check your eligibility

Our lending specialists are available to assist you at any stage of this process.

If you’d like to speak with someone now, call 0800 005 797

Check your eligibility

Our lending specialists are available to assist you at any stage of this process.

If you’d like to speak with someone now, call 0800 005 797

Check your eligibility

Our lending specialists are available to assist you at any stage of this process.

If you’d like to speak with someone now, call 0800 005 797

Business Details

Loan Details

Personal Details

Search by NZBN or legal trading name: ^{*required field}

Industry ^{*required field}

Type of business ^{*required field}

Has your business been trading for more than 6 months? ^{*required field}

Yes

Are you the business owner or director? ^{*required field}

Yes

By clicking continue I agree with Prospa's consent information and privacy policy.

Monthly revenue ^{*required field}

How much are you looking for? ^{*required field}

How will you use the funds? ^{*required field}

Do you have tax debt? ^{*required field}

Yes

Total tax debt amount

Back

By clicking continue I agree with Prospa's consent information and privacy policy.

Back

By clicking continue I agree with Prospa's consent information and privacy policy.

First name ^{*required field}

Last name ^{*required field}

Email ^{*required field}

Phone ^{*required field}

Date of birth ^{*required field}

What is your residency status? ^{*required field}

Citizen

Permanent Resident

Neither

Back

By clicking submit I agree with Prospa's consent information and privacy policy.

Back

By clicking submit I agree with Prospa's consent information and privacy policy.

Thank you for your interest. Our team will review your details and get in touch if you're eligible.

Talk to a specialist

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 0800 005 797

Are you a new or existing customer? ^{*required field}

New

Existing

First name ^{*required field}

Last name ^{*required field}

Phone number ^{*required field}

Email address ^{*required field}

How can we help? ^{*required field}

By clicking submit I agree with Prospa's consent information and privacy policy.

Thanks for contacting us! We will get in touch with you shortly.

Talk to a specialist

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 0800 005 797

We’ve received your details.

We’ll be in touch soon. In the meantime, get a head start with a few business questions.

Business Details

Contact information

Search by NZBN or legal trading name:

How much are you looking for? ^{*required field}

Monthly revenue ^{*required field}

How will you use the funds? ^{*required field}

By clicking continue I agree with Prospa's consent information and privacy policy.

First name ^{*required field}

Last name ^{*required field}

Phone number ^{*required field}

Email address ^{*required field}

Back

By clicking submit I agree with Prospa's consent information and privacy policy.

Back

By clicking submit I agree with Prospa's consent information and privacy policy.

Thanks for contacting us! We will get in touch with you shortly.

Talk to a specialist

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 0800 005 797

We’ve received your details.

We’ll be in touch soon. In the meantime, get a head start with a few business questions.

Business Details

Contact information

Search by NZBN or legal trading name:

How much are you looking for? ^{*required field}

Monthly revenue ^{*required field}

How will you use the funds? ^{*required field}

By clicking continue I agree with Prospa's consent information and privacy policy.

First name ^{*required field}

Last name ^{*required field}

Phone number ^{*required field}

Email address ^{*required field}

Back

By clicking submit I agree with Prospa's consent information and privacy policy.

Back

By clicking submit I agree with Prospa's consent information and privacy policy.

Thanks for contacting us! We will get in touch with you shortly.

Lending

Products

Small Business Loan

Business Loan Plus

Business Line of Credit

Compare & calculate

Compare business loans

Repayment calculator

Payments

Make and take payments

Bill Pay

Manage finances

Connect to Xero

Prospa App

Partner

Partner with us

Why partner with Prospa?

Partner login

Meet the Team

Partner registration

Partner resources

Partner articles

Resources

About Prospa

About

Careers

Get support

Get in touch

FAQ

Blog & news

Blog

News

Log in

Are you a Prospa customer or a partner?

Log in as a customer

Log in as a partner

Get started

Categories

Content types

Topics

Industries

Prospa solutions

Partner blog

Inside Prospa

The Prospa Blog

Instant asset write-off NZ: What you can claim immediately

Plans, permits and Prospa: How The Drawing Room is building a business with heart

Asset finance: fund business equipment without high upfront costs

Instant asset write-off NZ: What you can claim immediately

Plans, permits and Prospa: How The Drawing Room is building a business with heart

Asset finance: fund business equipment without high upfront costs

A simple guide to calculating tax deductions for home office expenses

The ultimate guide to claiming work-related vehicle expenses

4 tax time tips for small business owners

What is a business line of credit?

Plans, permits and Prospa: How The Drawing Room is building a business with heart

Takacat

RW Design

Inside Prospa

Prospa launches first SME lending app in New Zealand

2023 Prospa Local Business Hero named

Prospa named Best Employer Brand Winner

Meet the mechanic driving his business to new levels of success

Prepaying expenses before tax time

Business tax deductions you might not know about

Bookkeeper vs accountant: Which is best for small business?

Prospa named Best Employer Brand Winner  