The Prospa Blog
What is the real cost of a small business loan? Fees, interest and charges explained
This guide breaks down all the fees and charges beyond the interest rate so you can understand the total cost of a business loan in NZ.
Should your business use invoice financing to improve cash flow?
Considering invoice financing to solve late payments? We break down the true costs and risks, and explore simpler, more flexible funding alternatives for your NZ business.
Business loan vs line of credit: How to make the right choice
Deciding between a business loan and a business line of credit? This guide helps NZ businesses learn if a lump-sum loan for growth or a flexible line of credit for cash flow is the right choice.
What is a business line of credit?
We explain what a business line of credit is and how they can help small businesses bridge cash flow gaps, quiet periods, or stock purchases.
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Tapping into resilience: How Hydra Plumbing built a dream business
After losing everything in the Christchurch earthquakes, Michael and Phyllis Brown rebuilt their lives – and a booming shower and bathroom fittings business – with creativity, intuition and Prospa.
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Inside Prospa
Keep up to date with the latest news and happenings from inside Prospa, including the most recent product updates, feature improvements and strategic insights from our team of small business lending experts.
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